Tuesday, November 10, 2015

Recent Rate Hikes, Refinancing Savvy


     "The average 30-year mortgage rose to its highest level in nearly two years this week," according to an article by Jennifer Warnick for 12 News On Your Side.
   
     This has actually been an expected hike in rates and a topic of much speculation all year, but especially once August and September hit.  However, with the job report not as hopeful earlier in the season, rates haven't increased until now.  With the most current job report comes this recent hike in rates, and once The Fed gets the ball rolling on rates, an increase will likely be steady based on past trends.  However, according to the article, the "biggest impact on the mortgage market is fewer existing homeowners refinancing their loans."

     If you want to use your equity toward a major home repair, have better credit, or are simply better off than when you first took out your home loan, there are a few key factors to remember when looking to refinance.

     First is that refinancing for a shorter term is what will save you money in the long run.  Taking out another 30-year mortgage even at a better rate will likely end up costing you more in the long run.  Another thing to watch out for is too-good-to-be-true rates.  Some banks offer great rates but with greater closing costs.  Refinancing through a mortgage broker can help ensure better rates along with lower closing costs.

     Last but not least, if you find that your loan will end up costing you more than the original quote, remember that state law gives a three day grace period for you to back out of the deal free and clear.

     Refinancing can be a great financial step forward in your investment!




To read the full article by Jennifer Warnick, click here.

12 comments:

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  9. Hi everybody. I recently saw a testimony about chief dr lucky in a blog I visit for relationship and dating counseling problems because i had been having serious issues with my boyfriend and we had been dating for six months, he just suddenly changed, he wasn't returning my calls,he started cheating,he was hurting me in many ways i never thought possible and I just thought I should try it*maybe out of desperation of some sort*..and I contacted chief dr lucky ..At first everything felt dreamy and unbelievable, his consultations and solution was a little bit easy and strange and I was scared a little cause I heard read and heard lots of stories to of fake spell casters,scams and i never really believed in magic..I played along with a little hope and and faith and I sent some few stuffs after everything and it worked like a miracle,everything went to a while new direction,it was and is amazing...I guess it was all good faith that made me read That particular post that faithful day..I hope he could help other people too like he did me...I did a little and I got everything I wanted and wished for*my husband,my family and my life back. E-mail: Cheifdrlucky@gmail.com or contact him on whats App him +2348132777335 Website :http://chiefdrluckysolutionhome.website2.me/

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  11. I want to share a testimony of how Dr UDI  herbal mixture cream saved me from shame and disgrace, my penis was a big problem to me as the size was really so embarrassing ,and i was also having weak erection problem i had so many relationship called off because of my situation,m i have used so many product which i found online but none could offer me the help i searched for Which was very painful and then i saw some few testimonies about this herbal specialist called Dr UDI and decided to email him on so I gave his herbal product a try. i emailed him and he got back to me and we discussed, he gave me some comforting words and encouraged me also ans then gave me his herbal pills and cream for Penis Enlargement Within 1 week of it, i began to feel the enlargement of my penis, " and now it just 2 weeks of using his products my penis is about 10 inches longer and am so happy contact Dr UDI via (drudiherbalhome@gmail.com) Via whatapp +2348051243538 or view is website https://drudiblogaddress.blogspot.co/  

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  12. Hello I want to give thanks to Dr Udi the Great and powerful one, in whom I trust completely and he cast spells such as love spells, spells to attract a lover, spells to return lost lover, spells to stop cheating in a relationship, spells to stop divorce and marriage spells. With Guaranteed and powerful results. Any spell you need will be solved by Dr Udi.I nbox him today, you can also Call,Text, Whatsapp him on +2348051243538 or Email: Ultimatespellhome@gmail.com

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