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Holiday Mortgage

Looking to buy this holiday season?

Need some tips for financing that mortgage this holiday? Look no further! I'm here to help you take on a very important life decision with ease. Here are six easy tips on how to manage your mortgage, stress-free.

How to Take On a Mortgage


Strengthen Your Credit 

Use on 20% of available credit when thinking of purchasing a houseDon't get new credit before applying for mortgage-- lenders want to know you can handle your credit and not fall into debtPay off any balance-- a clean slate is key!

Save

Save! Save! Save! Aim to save 6 months of mortgage after down payment is madeThe more you can spend monthly on the house, including down payments, mortgages, and inspections, the less you will have to spend overall

Pre-Approval by a Mortgage Lender

A Pre-Approval letter shows you what range the bank is willing to lend youIt also signals to the home owners that you are serious about potentially purchasing the house and have been authorized to do so15 vs 30 yea…

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