5 New Year’s Resolutions to Help You Become a Homeowner in 2021
by cfmortgagecorporation | Jan 5, 2021 The new year is a time for a fresh start and new opportunities. It’s also a great time to set big goals and begin accomplishing them. If buying a house happens to be on your to-do list for 2021, it’s time to dig in and get to work. Let’s discuss a few resolutions that will put you on the right path toward homeownership this year! 1. Work on Your Credit Score Your credit history is essential when applying for a mortgage. If you don’t have a long credit history or if you need to improve your credit score, it’s time to get laser-focused to give your credit a boost. Good credit can score you a better interest rate and it provides more loan program choices. For example, a credit score in the 700s may be sufficient for a conventional loan and a lower interest rate, but if your score is in the 600s, your options may be more limited depending on your circumstances. 2. Save Every Penny You Can If you plan to buy a house in the future, saving money now w
